Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Social Security Benefits: How Much Will I Receive Calculating your potential Social Security benefit is a three-step process. Estimate Your RMD Help determine the required minimum distribution from an IRA or other qualified retirement plan.